Infographic: The ACA’s Essential Health Benefits Requirement

Friday, January 4th, 2013
This post was written by Patricia Donovan

Starting on January 1, 2014, the Affordable Care Act (ACA) requires all health insurance policies sold in the individual market and to small employers to cover minimum Essential Health Benefits (EHB), which include items and services within at least 10 categories of benefits; no cost-sharing for preventive care; no annual or lifetime limits on coverage; and a minimum “actuarial value” of 60 percent. The EHB requirement is much broader than what many individuals and small businesses choose to purchase today, which means that millions of people may be required to purchase coverage that is more expensive than they have now.

AHIP’s new infographic highlights the impact of the Essential Health Benefits requirement.

ACA essential health benefits

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