High deductible health plans and HSAs have been in the market for over a decade and adoption rates (particularly for HDHPs, HSAs and HRAs) continue to accelerate rapidly, according to a new survey by Alegeus Technologies.
The survey also found a significant consumer education gap and a need for enhanced decision-support resources to help consumers better manage their ever-growing responsibility for healthcare. An infographic by Alegeus Technologies highlights the survey findings, including details on market penetration of account-based plans, consumer proficiency in these plans and account perceptions and enrollment barriers.
As health plan operators last year were preparing to offer plans on the state-run and federally facilitated health insurance exchanges, they could only guess at the age and health of the population that would enroll, and they had no information about how their competitors would price their plans. Now that open enrollment is over, Public Exchanges Data: Premium Analysis and Carrier Participation for 2014 takes a look at how it all played out. This report offers a highly detailed overview of where carriers participated, the types of products they offered and how their prices stacked up against their competitors.
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