Infographic: Trends in Employer-based Healthcare Benefits Strategy

Friday, August 29th, 2014
This post was written by Melanie Matthews

Nearly all employers are changing their healthcare benefit strategy in light of the Affordable Care Act and rising healthcare costs, according to a new report by Towers Watson depicted in this infographic.

The infographic examines the changes that employers are making to their benefit plans and the top five focus areas for best practices in employer-sponsored coverage.

Employers Act to Control Health Care Costs

Narrow Network Strategies and Trends for Health Plans and PBMsNarrow networks — for both medical and pharmacy providers — are gradually becoming more accepted by carriers, plan sponsors and patients. Smaller provider networks allow payers to manage overall healthcare costs while still maintaining access to benefits — an important consideration as plan designs become more commoditized in the age of public and private health insurance exchanges. Narrow Network Strategies and Trends for Health Plans and PBMs outlines the tactics health plans are using to restrict medical and pharmacy networks while still maintaining adequate access to care and positive relationships with providers. It also summarizes case studies of health plans and PBMs that have formed narrow networks and the results they’ve seen.

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